TD Bank — Personal deposit account agreement

TD Bank US personal deposit agreement. Canadian TD Canada Trust agreements and customer-specific schedules are separate.

Status: current · Last checked: 2026-10-29T17:48:26Z

Read the original published terms

Fees

… operator of the ATM (or the network) may assess a surcharge at the time of your transaction, including for balance inquiries. In certain instances, we will reimburse this surcharge. Non-TD …

Renewal

… the Grace Period will be converted to principal upon the renewal of the CD. If you make multiple renewal requests during the Grace Period, we will honor your last renewal …

Cancellation

… or to the New Jersey Department of Banking at 1-609-292-7272. Termination You may terminate the Electronic Funds Transfers Agreement by calling us and subsequently providing written notice. The Bank may …

Refunds

… transaction, including for balance inquiries. In certain instances, we will reimburse this surcharge. Non-TD ATM fee reimbursements are treated as income, so TD may issue you an IRS Form 1099-MISC …

Privacy

… reason or no reason. g) Notice of Changes to your personal information: You must notify us in writing, by phone or at any of our banking offices, of any change …

Disputes

… representative or call us at 1-888-751-9000. n) Maine Disclosure of Complaint Resolution Procedures: If you have a … …

Observation record

1 captured versions; observation dates do not establish when terms took effect.

Published general terms may differ from your own agreement. Observation dates do not establish effective dates or customer notice. Text comparison is not legal advice.