Wells Fargo — Deposit Account Agreement · California index selection

California-reviewed public disclosure-index selection (CA 94105). The shared Wells Fargo deposit agreement covers consumer and business accounts and explains which state location applies. This record does not establish national product availability, account-specific fees or that every California account has identical terms.

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Status: current · Last checked: 2026-11-09T15:41:57Z

Read the original published terms

Fees

… We’ll charge a fee if you make a teller-assisted cash disbursement at a non-Wells Fargo bank that accepts Visa-branded cards. You may also be charged …

Renewal

… you withdraw the funds, your CD will automatically renew at maturity: • Typically for the same term unless we inform you at the time of …

Cancellation

… is our property. Zero Liability protection We may cancel or suspend your card or card banking access at any time without notice to you (for example, …

Refunds

… or the no double debit warranty, you will reimburse us and not hold us responsible or liable. Indemnities applicable to remote deposit capture services (including Wells …

Coverage

… Business Accounts only: If you have special insurance for employee fraud/embezzlement, we may require you to file your claim with your insurance company before making any …

Privacy

… interest rate sheet for interest-bearing accounts, • Our privacy notice, and • Any additional disclosures, amendments, or addenda we provide to you. In this Agreement, when …

Disputes

… This Arbitration Agreement has only one exception: Either Wells Fargo or … …

Observation record

1 captured versions; observation dates do not establish when terms took effect.

Published general terms may differ from your own agreement. Observation dates do not establish effective dates or customer notice. Text comparison is not legal advice.